Products & Services

Smart SIP

About the Product


To earn massive wealth from high-growth stocks in the long run. Several leading global Institutions have projected the Indian economy to be the fastest-growing in this decade. Thus many companies are likely to deliver mega returns in times to come. The intention is to identify those high-growth companies with passionate quality management and invest periodically when they offer the highest VALUE.

Stock SIP vs. Mutual Fund SIP

In the long term, most Mutual Funds are unable to outperform their benchmark indices. Apart from high operative expenses (about 2% per annum) these funds are heavily diversified and lack concentration (most Mutual Funds have upward of 40 stocks). To further add to their woes, often investors act irrationally, and Fund Manager is literally forced to buy and sell stocks at the wrong times.

Whereas periodic investment in about 15 select high-growth stocks can deliver much better returns with reasonably good safety of capital, as amply demonstrated in this product since the start.

Why Stock SIP

Over the past few years, many growth stocks have given eye-popping returns. For example, the share price of HDFC Limited has grown from Rs 42.80 as on 13 Sep '02 (adjusted for 5 for 1 stock split) to Rs 2205 as on 28 June 2019, gains of 5274% during the last 16.7 years! There are scores of such growth stories like Infosys, MRF, Wipro, Eicher Motors, Maruti Suzuki, Bajaj Finance, HDFC Bank and Page Industries, etc.

The consistency with which the companies' Earnings Per Share (EPS) grows makes them mega baggers. Investors are ready to buy such stocks even at a high PE ratio. Thus regular investment in such stocks leads to double benefit, one from growing EPS and the second from rising valuations (PE ratio). The multiplication of these two parameters leads to magical returns.

Mathematically, Share Price = PE x EPS.

This multiplier factor works wonders.

Let's understand this multiplier phenomenon with Bajaj Finance which we identified way back in 2010. 

Bajaj Finance

  1 Jun 10 1 Jun 11 1 Jun 12 1 Jun 13 1 Jun 14 1 Jun 15 1 Jun 16 1 Jun 17 1 Jun 18 1 Jun 19
EPS (A) 2.44 6.74 11.08 13.56 14.47 17.99 24.23 24.23 47.05 66.95
PE Ratio (B) 19 9 8 11 14 24 32 32 44 52
Price = AxB 46.36 60.66 88.64 149.16 202.58 431.76 775.36 775.36 2070.20 3469.70

Price adjusted for Bonus / Stock Split.

As the first row in the above table depicts that the EPS gained steadily during these 9 years and investor confidence too gained momentum in the form of a higher PE ratio. This multiplier effect (Share Price = EPS x PE) resulted in price multiplication by 75 times in just 9 years!

Like Bajaj Finance, our research team has identified several such opportunities at the early stages, and subscriber investors have benefited immensely. Apart from vital financial parameters, passionate management plays a crucial role in expanding operations, facing competition, adopting new technology, and tackling volatile business conditions at national and international levels.

How the product works

  • We only provide you the advice. Transactions are to be performed by the investor.
  • Login Username and password shall be provided to subscribers access SIP Stocks and individual research reports and the latest status.
  • Every fifth of the month (if a holiday, then the previous working day), at about noon, the stock name to be purchased shall be informed through messages on Mobile App., WhatsApp and Email simultaneously..
  • We maintain calculations assuming an investment of Rs 10,000/- per month. Investors can invest as per individual investment capacity.
  • There shall be about 15 stocks at any point, and more than 80% shall comprise high-growth stocks.
  • On attaining max. 18 stocks, the following stock shall be advised among the existing stocks which provide the best value.
  • If any stock story begins to fade, the same shall be replaced with a promising bet.
  • Based on the returns achieved in similar kinds of long-term products, the performance of SIP stocks so far, and the aggregate growth in SIP stocks' EPS, we are confident of maintaining IRR (Internal Rate of Return) at about 24% in the long term with peace of mind. Though we cannot provide any guarantee as stock returns are subject to market risk, but in the long term, predominantly, it is the stock company's performance that decides the gains.

Performance so Far

This product was started on 5 Oct 2016. So far, the performance is pretty encouraging, considering the strong emphasis on the safety of capital and the inclusion of Small and Midcaps. 



If you liked this product, you might also want to read Smart Multibaggers.

Subscription Charge: Rs 4000 + GST as applicable, Click here to Subscribe

  • Avinash Tripathi,


    His command over managing Stocks in a portfolio is par excellent.

  • Vaibhav Gupta,


    You have accomplished my long search for good investment advisor.

  • Pawan Sharma,


    I have observed that your Recommendations have always been correct. I have been benefited tremendously by your recommendations. Keep it up.

  • Manohar Shintre,


    By far the smartest investment advisor I have come across.

  • Siddharth Chamaria,


    Congratulations on 20 years of Smart Gains. Following for more than 15 years now and still keep a lookout for it every Wednesday morning.

  • Pooja Ahuja,


    I had attended your Workshop and found very effective in your investing strategies. Impressed by your humbleness and strong conviction in your philosophy. You are a true blessing for investors.

  • Siddharth Shah,


    I'm in association with Mr. AK Asnani - Smart VERC for just over three years & have been benefited a lot from Value investing mindset by attending 2 seminars & 1 workshop in Ahmedabad.

  • Nil G Faldu,


    I am glad to share that after attending a seminar titled 'How to Dance with fear' I learned how to overcome fear in a simple and highly practical way.

  • Mihir P Thaker,


    Feeling blessed to have come in your contact and proud to have you on my side.

  • Deepak Agarwal,


    There was a time I felt that the stock market is not my cup of tea. But after meeting with you, the scenario has changed. Thanks for encouragement.

Get in touch
Sign-up for free reports