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Smart AllCap Portfolio

About Smart AllCap Portfolio

The Smart AllCap Portfolio was launched on May 09, 2025, with an initial investment of Rs 2.50 crore. This carefully designed portfolio consists of 15 to 20 high-potential stocks and has a fixed duration of 15 years, concluding on May 09, 2040.

Smart AllCap Portfolio follows a strategic and diversified approach, ensuring broad exposure across multiple dimensions, including company size, sectors, themes, business groups, weightages, and market capitalisations. The stock selection is drawn from the entire universe of BSE and NSE-listed stocks, with allocations based on risk assessment and expected returns. Portfolio adjustments are executed every Wednesday between 10 AM and 11 AM.

The portfolio is structured to mitigate unsystematic risk, though market risk remains inherent. Its primary goal is to build long-term wealth by investing in high-quality stocks and leveraging the power of compounding over a 15-year period. However, it does not provide any guarantees on returns or performance.

Smart AllCap Portfolio encourages a long-term investment mindset (more than 3 years), enabling investors to capitalise on compounding while navigating market fluctuations with confidence.

Factsheet

Launch Date: 09 May 2025
First Value Date: 09 May 2025
Base Value: Rs 2.50 crore
No. of Constituents: 15 to 20 stocks
Updated Date: Every Wednesday, 10 AM to 11 AM
Asset Class: Equity Stocks
Benchmark Index: Smart AllCap Portfolio’s performance is measured against the BSE 1000 Index, which serves as a broad representation of the Indian market. Comprising the top companies listed on BSE Ltd., the index encompasses all major industries within the Indian economy. It was officially launched on February 10, 2025.
Weighting Method: Allocation is based on the expected returns and associated risk of each stock, with individual stock weightage ranging between 2% and 10%.
Risk: Benchmark Index BSE 1000 has a final portfolio risk score of 5.65, indicating a Riskometer of ‘Very High’.

Methodology

Eligible Universe: Aligned with the BSE 1000 Index. This ensures broad market exposure, allowing the strategy to benefit from stable large caps, high-growth mid caps, and emerging small caps, where institutional participation remains limited.
Stock Selection Rationale: Smart AllCap Portfolio employs a disciplined approach to stock selection, prioritising fundamentally strong companies with compelling growth potential and a long-term investment horizon. Preference is given to dividend-paying stocks, with a strong emphasis on growth-driven opportunities. The PEG (Price-to-Earnings-to-Growth) ratio serves as the primary valuation tool for identifying undervalued stocks, and any stock with a PEG ratio above 2.0 is excluded.
Diversification: The portfolio comprises 15-20 stocks, strategically diversified across company sizes, sectors, themes, business groups, weightages, and market capitalisations. This approach helps minimise unsystematic (stock-specific) risk effectively.
Review and Rebalancing: The portfolio is reviewed weekly on Wednesdays between 10:00 AM and 11:00 AM. Rebalancing decisions are made in accordance with the core investment strategy, and all adjustments, along with their rationale, are communicated transparently to subscribers.

Risk Disclosures

Investing in securities involves inherent risks that may impact your investments. Some of the key risks to consider include:

Equity Market Risks: The Smart AllCap Portfolio is subject to risks associated with equity investments, including market volatility and the potential for underperformance relative to benchmarks. While unsystematic risk is reduced through diversification, market risks remain unavoidable.
Benchmark Risk: The BSE 1000 Index, used as the benchmark, has a final portfolio risk score of 5.65, categorising it under the ‘Very High’ Riskometer.
Liquidity Risk: Some mid and small-cap stocks in the portfolio may experience reduced liquidity, particularly during periods of market volatility.
Regulatory & Policy Risks: Changes in government policies, legal frameworks, or regulatory decisions may impact investment outcomes.

Considering these factors, investors are strongly advised to assess their risk profile and tolerance before making any investment decisions or to consult a financial advisor for guidance.

Disclosures/Disclaimers

The Smart AllCap Portfolio is a model portfolio designed for long-term investors only.
It does not constitute a recommendation to buy or sell individual securities.
Past performance is not a guarantee of future returns.
Smart AllCap Portfolio complies with SEBI RA Regulations (Regulation 25(3)), ensuring adherence to compliance and audit requirements under the model portfolio framework.
Performance figures do not account for dividends, transaction fees, or other costs.

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FAQs

What occurs if I choose not to renew my subscription?

Upon completion of your subscription, you will no longer receive notifications regarding future and previous recommendations, and access to all subscribed content will cease. However, your account will remain active, and you can resubscribe to products from your dashboard anytime.

Where can I find my invoice?

Once your payment is received, an invoice will be automatically generated and can be accessed from your account dashboard on our website.

What is the refund/Cancellation policy?

Smart VERC reserves the right to suspend or discontinue research services if SEBI suspends or cancels our registration. In such an event, the remaining subscription amount will be refunded. Please note that refunds are not applicable under any other circumstances.

Can I switch to a different product after subscribing?

Switching to a different product after subscribing is not allowed.

Why do I need to provide my PAN or Date of Birth?

As per SEBI guidelines, Research Analysts are required to complete KYC verification at the time of subscription. To comply with this requirement, we need your correct PAN and Date of Birth.

Who should invest in SAP?

SAP is ideal for long-term investors who want to build wealth through a professionally researched, diversified equity portfolio. It includes high-conviction stocks across large, mid-cap, and small-cap companies, and is best suited for those seeking disciplined, model-based investing with clear entry and exit strategies and minimal noise.

Why should one subscribe to SAP?

SAP gives you access to a research-backed, actively managed portfolio designed to outperform the broader markets over time. It helps you invest with clarity, consistency, and confidence - eliminating guesswork and emotional decision-making.

How is SAP different?

Unlike static stock lists or generic advice, SAP offers a dynamic, research-driven portfolio diversified by sector, business group, company size, and beta. Powered by the Smart Factor, it adapts to your investment size while maintaining ideal allocations. Plus, with regular reviews, timely alerts, and in-depth rationale, you stay informed every step of the way.

What is the frequency of changes made in SAP?

SAP is reviewed every Wednesday between 10:00 AM and 11:00 AM. On average, there are about two updates per month, only when necessary. Each update is accompanied by clear reasoning and communicated transparently via the app, email, and WhatsApp.

How long will SAP services be provided?

SAP is a long-term product with a clearly defined duration — it will run until May 09, 2040. This 15-year horizon is designed for compounding to work its magic.

What is SAP benchmarked against?

The performance of SAP is benchmarked against the BSE AllCap Index, a broad-based index representing India’s large, mid, and small-cap segments.

Your purchase price is lower than the current prices of some SAP stocks. Isn’t that a disadvantage to new investors?

Not at all. SAP is a model portfolio designed for future performance. Only stocks with strong fundamentals and continued upside remain in the portfolio, regardless of past entry points. You're investing in tomorrow's winners—not yesterday's prices.

The total SAP value is high. What if I can’t invest the full amount?

No problem. You can start with as little as Rs 5 lakhs. Use the Smart Factor tool on the SAP page it will auto-adjust quantities to match your capital while maintaining the model allocation.

Will ‘My Smart AllCap Portfolio’ update automatically when SAP changes?

No. Any changes in SAP will not automatically reflect in your saved version. To stay aligned, simply recalculate the Smart Factor after each update.

I am already invested with Rs 10 lakhs and want to invest an additional Rs 3 lakhs. How do I adjust?

Just update your (current portfolio value + new amount to invest) in the ‘My Smart AllCap Portfolio’ section. The Smart Factor tool will recalculate the quantities needed, then simply buy the shortfall to realign with SAP.
Example: If your 10 lakhs investment has grown to 11 lakhs, then 11 lakhs + 3 lakhs = 14 lakhs. Enter 14 lakhs in the ‘My Smart AllCap Portfolio’ section and match the quantities shown.

I want to reduce my SAP investment by Rs 2 lakhs. How should I do it?

First, check your current SAP portfolio value. Subtract 2 lakhs from it and enter the reduced value in the ‘My Smart AllCap Portfolio’ section. The Smart Factor tool will show updated quantities — compare them with your existing holdings and sell the excess shares to realign with the SAP model.
Example: If your current value is 11 lakhs, enter 9 lakhs to see updated quantities and reduce your holdings accordingly.

Why don’t you start a new SAP?

Launching a new SAP isn’t necessary because:

Many subscribers have already aligned their portfolios with the existing SAP
Stock selection and allocation would remain unchanged
What matters now is future performance from current levels, not past entry prices

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